Lutz › Pearl Estates

18114 Serene Lake Loop

Lutz, FL 33548
$779,000
5 bed4.5 bath3,273 sqftSingle-family home · built 2025

Listed at $238 per sq ft. Median for single-family homes in Pearl Estates sold in the last 24 months: $234 per sq ft.

110 sales · Stellar MLS, credited below

What stands out about this home

Compared with single-family homes like it, within product classi
Size
Larger than 74% of single-family homes sold in Pearl Estates
146 single-family home sales · May 2024 - Oct 2026
Price
Listed 1% above the typical price for a single-family home its size in Pearl Estates
146 single-family home sales · May 2024 - Oct 2026
Standout feature
A garage for 3 or more cars: 26% of single-family homes listed in Lutz have one
573 single-family home listings · Aug 2015 - Oct 2026
Age
Newer than 73% of single-family homes in Pearl Estates
161 homes · May 2024 - Oct 2026
Compared against 40 similar homes sold within 0.22 mi.

About this property

This gorgeous home is located in the gated Pearl Estates and currently zoned for Steinbrenner High School, this 2025-built Lennar McGinnis offers the space of a larger home with the fresh finishes and thoughtful upgrades buyers want. With 5 bedrooms, 4.5 baths, 3,273 square feet and a 3-car garage, the flexible floor plan gives everyone room to gather, spread out and feel at home.

At the heart of the home, the kitchen, dining and living spaces flow together, creating an inviting place for everything from busy mornings to dinners with friends and weekends at home. The kitchen features quartz countertops, a large center island, upgraded GE dishwasher, 30 cu. ft. Samsung refrigerator and Frigidaire induction cooktop. Recessed lighting in every room and ceiling fans throughout add to the bright, comfortable feel.

One of the best parts of this floor plan is how much flexibility it offers. A first-floor bedroom with its own private bath gives guests a comfortable place to stay and also works beautifully for multigenerational living or a private home office.

Upstairs, the loft is more than just extra space. Complete with its own bar refrigerator, sink and cabinetry, it creates a true second living and entertaining area. Think movie nights, game days, a playroom or simply another comfortable place to gather without having to head downstairs. The spacious primary suite features a custom built-in closet system, while three additional bedrooms provide plenty of room for family, guests or work-from-home needs. The owners also replaced all of the original carpet upstairs and on the staircase with LVP flooring, creating a clean, cohesive and low-maintenance finish throughout the second level.

The thoughtful improvements continue in the laundry room with added built-in cabinetry for everyday organization and storage. Additional conveniences include a UV scrubber on the HVAC system, Ring video doorbell, myQ smart garage access and an EV charger in the 3-car garage. The home also features an irrigation system, and out back, the covered patio offers an easy place for morning coffee, grilling or relaxing at the end of the day.

Set within the gated Pearl Estates community in Lutz, the home offers a neighborhood setting while keeping shopping, dining, everyday conveniences and major routes within easy reach. HOA dues also include internet service.

With 2025 construction, generous living spaces and meaningful upgrades already completed, this is a home that feels finished from the moment you walk through the door, with plenty of room to make it your own.

Property details

Year built2025
Lot size0.14 ac
HOA fee$135/mo
Parking3-car
Days on market9
MLS#TB8554710
Hurricane shuttersRain guttersBuilt-in featuresCeiling fansHigh ceilingsOpen floorplan
All features →
  • Hurricane shutters
  • Rain gutters
  • Built-in features
  • Ceiling fans
  • High ceilings
  • Open floorplan
  • Window treatments
  • Bar fridge
  • Dishwasher
  • Disposal
  • Dryer
  • Microwave
  • Refrigerator
  • Washer
  • Tile flooring
  • Trees or woods view
  • Central air conditioning
  • Electric heating
  • Shingle roof
  • Slab foundation
  • Block construction
  • Stucco construction
  • Frame construction
  • Two stories
  • Laundry room
  • Upstairs laundry
  • Electricity connected
  • Sewer connected
  • Water connected
  • Garage
  • Quartz countertops

The market for homes like this

Single-family homes in Pearl Estates · all sizes
Too few 5+-bedroom single-family home sales here to report on their own, so these cover every single-family home in Lutz.i
Median sold price$716,950110 sales · last 24 months
Median price per sq ft$234110 sales · last 24 months
Median rent$2,750/mo149 leases · last 12 months
Median days to lease29149 leases · last 12 months

Lutz, as its listings describe it

What agents stated on listings, 2005 – 2026i
Community pool53%of 554 listings
HOA fee, median$133/moof 527 listings
Has an association82%of 847 listings
Pets allowed91%of 1,138 listings
Minimum lease, most commonNo Minimum39% of 613 listings · next: 1–2 Years
Lease restrictions56%of 616 listings
Association approval required33%of 553 listings
Private pool21%of 1,215 listings
Gated47%of 554 listings
Public water · sewer86% · 86%of 696 · 735 listings
Flood zone (A or V)5%of 736 listings
55+ communityNo100% of 853 listings · next: Yes
Homestead share Pearl Estates59%of 188 homes · county tax roll
Also stated: waterfront 11% of 854 listings; CDD 20% of 650.

Price and time on market

This listing against homes like iti
Price per sq ft
Listed at $238 per sq ft, 2% above the $234 median for single-family homes in Pearl Estates sold in the last 24 months
110 sales · last 24 months
Time on market
On the market 4 days; single-family homes in Pearl Estates took a median of 15 days to sell in the last 24 months
110 sales · last 24 months
Price history
Listed at $779,000 since Oct. 3, 2026 with no price change

Cost of ownership

What this home costs to hold, from public recordsi
Current owner's taxes
i
$858 for 2025 on the listing; about $10,094 on the 2026 roll
The listing and the county roll disagree materially; both are shown
Estimated taxes at this price
i
About $10,300/yr homesteaded, $11,100/yr as an investor
Estimated: the asking price through the county's price-to-value factor, at the parcel's published millage; assessments reset at sale
Typical electric bill
i
$166/mo (2024)
Typical: the utility's average residential bill for 2024 (not this home's)
Typical water and sewer
i
$98/mo at 5,000 gallons
Typical: the provider's published schedule at 5,000 gallons a month on a standard residential meter
THE NEIGHBORHOOD

Living in Lutz

unincorporated Hillsborough County · Hillsborough County · ZIP 33548 · Lutz (census-designated place) · Flood zone X
Explore Lutz →
Homes13,140residential parcels
Median sold price$476,000555 sales · last 12 months
Vs. the prior year-6.1%555 sales this year · 553 sales the prior year
Median rent$2,500/mo237 leases · last 12 months
Homes that changed hands4%555 sales of 13,140 homes
Homestead share76%of 13,140 homes · county tax roll
Single-family homes in Lutz, by bedroomsFigures appear once a group has 40 sales
GROUPSALESMEDIAN SOLDMEDIAN RENT
All single-family homes · 12 months431$545,000$2,750/mo149 leases
2 bed9Not enough sales yet to report on their own
3 bed143$393,300$2,360/mo69 leases
4 bed191$585,000$3,172/mo56 leases
5+ bed · this home88$785,250—
All single-family homes · 24 months869$559,000$2,700/mo296 leases
Median price

Lutz homes sold for a median of $476,000 in the 12 months to Oct. 11, 2026.

555 sales
Price trend

That's 6.1% below the median for the 12 months before, $507,000.

555 sales this year · 553 sales the prior year
What's selling

Single-family detached homes made up 431 of the 555 sales in the same 12 months, at a median of $545,000.

431 of 555 sales
Not yet available here: rent and time-to-lease for condos.The Lutz record: homes, prices, rents, communities and listings →

Location

18114 SERENE LAKE LOOP, LUTZ, FL 33548

Nearby homes for sale in Lutz

Based on information from Stellar MLS® for the period January 12, 2005 through October 11, 2026.

Listings courtesy of Stellar MLS as distributed by MLS GRID

HomeProp is a licensed Florida real estate brokerage (License CQ1055163). Regulated by the Florida Real Estate Commission (FREC), 400 W Robinson St, Orlando, FL 32801. All information deemed reliable but not guaranteed.

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