Lutz › Pearl Estates

18342 Serene Lake Loop

Lutz, FL 33548
$860,000
5 bed4.5 bath3,334 sqftSingle-family home · built 2024

Listed at $258 per sq ft. Median for single-family homes in Pearl Estates sold in the last 24 months: $234 per sq ft.

110 sales · Stellar MLS, credited below

What stands out about this home

Compared with single-family homes like it, within product classi
Size
Larger than 100% of single-family homes sold in Pearl Estates
146 single-family home sales · May 2024 - Oct 2026
Price
Listed 10% above the typical price for a single-family home its size in Pearl Estates
146 single-family home sales · May 2024 - Oct 2026
Standout feature
A private pool: 36% of single-family homes listed in Lutz have one
596 single-family home listings · Jan 2005 - Oct 2026
Age
Newer than 24% of single-family homes in Pearl Estates
161 homes · May 2024 - Oct 2026
Compared against 40 similar homes sold within 0.2 mi.

About this property

Welcome to 18342 Serene Lake Loop, an exceptional 5-bedroom, 4.5-bath residence located within the highly coveted gated community of Pearl Estates. Beautiful stacked-stone detailing enhances the front exterior, adding architectural character and distinctive curb appeal that sets this home apart from many others within the community. From the moment you enter Pearl Estates, the meticulously maintained landscaping, peaceful surroundings and beautiful waterfront setting create an immediate sense of arrival. Sidewalks wind throughout the neighborhood, perfect for evening walks, family strolls or taking your beloved dog for a walk, while the waterfront park provides a tranquil place to relax and enjoy the Florida lifestyle. Step inside this impressive two-story home and you are greeted by a grand foyer, soaring volume ceilings and a light-filled, open and thoughtfully designed split floor plan. The expansive first level was designed with both everyday living and entertaining in mind. An oversized living area flows seamlessly into the spacious kitchen featuring quartz countertops, a large center island, sizable walk-in pantry and abundant workspace and storage. A separate flex space provides the perfect setting for a formal dining room, home office or additional sitting area. The first-floor primary suite offers privacy and comfort with a generous walk-in closet and beautifully appointed en-suite bath featuring dual vanities, a walk-in shower and modern soaking tub. A second bedroom on the first level also features its own en-suite bath and walk-in closet—ideal for guests or multigenerational living. A conveniently located half bath and laundry room complete the first floor. Expansive double-pane, energy-efficient windows and sliding glass doors fill the home with natural light while showcasing views of your private outdoor retreat. Step outside to a custom heated swimming pool and spa featuring a beautiful waterfall feature and convenient smartphone-controlled functions. The impressive over-sized screened enclosure creates an expansive outdoor living environment while helping keep the pool pristine. Custom exterior and pool-area lighting provide beautiful ambiance after sunset, while the peaceful wooded backdrop creates a private setting for relaxing, entertaining and enjoying Florida living year-round. Upstairs, you'll find three additional full-size bedrooms. One offers a private en-suite bath and walk-in closet, while the remaining two bedrooms also feature walk-in closets and share an additional guest bath. The second floor is further enhanced by a HUGE loft/flex space complete with built-in cabinetry and a wine refrigerator—perfect for a media room, game room, entertainment area or additional family room. Additional features include a two-car garage, energy-efficient double-pane windows throughout, hurricane shutters, water softener, rain gutters, newly installed sod, sealed paver driveway and custom exterior lighting. Unlike many newer homes, thoughtful upgrades and improvements have already been completed, including the spectacular custom pool and spa. With its spacious and versatile floor plan, two first-floor bedroom suites, impressive outdoor living space, distinctive stacked-stone exterior and location within one of the area's most desirable gated communities, this Pearl Estates residence offers an exceptional combination of space, comfort, privacy and Florida lifestyle. Welcome home! (The carpet is being replaced.)

Property details

Year built2024
Lot size0.14 ac
HOA fee$132.60/mo
Parking2-car
Days on market19
MLS#TB8548693
Hurricane shuttersLightingPrivate entranceRain guttersSidewalkBuilt-in features
All features →
  • Hurricane shutters
  • Lighting
  • Private entrance
  • Rain gutters
  • Sidewalk
  • Built-in features
  • Cathedral ceilings
  • Ceiling fans
  • Coffered ceilings
  • Dry bar
  • Eat-in kitchen
  • High ceilings
  • Open floorplan
  • Primary bedroom main floor
  • Solid surface counters
  • Solid wood cabinets
  • Split bedroom
  • Stone counters
  • Thermostat
  • Vaulted ceilings
  • Walk-in closets
  • Window treatments
  • Built-in oven
  • Convection oven
  • Cooktop
  • Dishwasher
  • Disposal
  • Dryer
  • Electric water heater
  • Exhaust fan
  • Microwave
  • Refrigerator
  • Washer
  • Water softener
  • Wine refrigerator
  • Carpet flooring
  • Ceramic tile flooring
  • Garden view
  • Pool view
  • Trees or woods view
  • Central air conditioning
  • Central heating
  • Electric heating
  • Shingle roof
  • Slab foundation
  • Concrete construction
  • Stucco construction
  • Two stories
  • Inside laundry
  • Laundry room
  • Cable connected
  • Electricity connected
  • Fire hydrant
  • Public utilities
  • Sewer connected
  • Underground utilities
  • Water connected
  • Gated community
  • Security fencing/lighting/alarms
  • Secured garage/parking
  • Security gate
  • Security lights
  • Smoke detectors
  • Private pool
  • Garage
  • Quartz countertops
  • Storm/hurricane shutters

The market for homes like this

Single-family homes in Pearl Estates · all sizes
Too few 5+-bedroom single-family home sales here to report on their own, so these cover every single-family home in Lutz.i
Median sold price$716,950110 sales · last 24 months
Median price per sq ft$234110 sales · last 24 months
Median rent$2,750/mo149 leases · last 12 months
Median days to lease29149 leases · last 12 months

Lutz, as its listings describe it

What agents stated on listings, 2005 – 2026i
Community pool53%of 554 listings
HOA fee, median$133/moof 527 listings
Has an association82%of 847 listings
Pets allowed91%of 1,138 listings
Minimum lease, most commonNo Minimum39% of 613 listings · next: 1–2 Years
Lease restrictions56%of 616 listings
Association approval required33%of 553 listings
Private pool21%of 1,215 listings
Gated47%of 554 listings
Public water · sewer86% · 86%of 696 · 735 listings
Flood zone (A or V)5%of 736 listings
55+ communityNo100% of 853 listings · next: Yes
Homestead share Pearl Estates59%of 188 homes · county tax roll
Also stated: waterfront 11% of 854 listings; CDD 20% of 650.

Price and time on market

This listing against homes like iti
Price per sq ft
Listed at $258 per sq ft, 10% above the $234 median for single-family homes in Pearl Estates sold in the last 24 months
110 sales · last 24 months
Time on market
On the market 19 days; single-family homes in Pearl Estates took a median of 15 days to sell in the last 24 months
110 sales · last 24 months
Price history
Listed at $875,000 originally; now $860,000, 1.7% lower after at least one price reduction. The most recent: down $15,000 on Oct. 1, 2026
at least one price reduction visible

Cost of ownership

What this home costs to hold, from public recordsi
Current owner's taxes
i
$6,252 (2025)
As stated on the listing for 2025
Estimated taxes at this price
i
About $11,400/yr homesteaded, $12,200/yr as an investor
Estimated: the asking price through the county's price-to-value factor, at the parcel's published millage; assessments reset at sale
Typical electric bill
i
$166/mo (2024)
Typical: the utility's average residential bill for 2024 (not this home's)
Typical water and sewer
i
$98/mo at 5,000 gallons
Typical: the provider's published schedule at 5,000 gallons a month on a standard residential meter
THE NEIGHBORHOOD

Living in Lutz

unincorporated Hillsborough County · Hillsborough County · ZIP 33548 · Lutz (census-designated place) · Flood zone X
Explore Lutz →
Homes13,140residential parcels
Median sold price$476,000555 sales · last 12 months
Vs. the prior year-6.1%555 sales this year · 553 sales the prior year
Median rent$2,500/mo237 leases · last 12 months
Homes that changed hands4%555 sales of 13,140 homes
Homestead share76%of 13,140 homes · county tax roll
Single-family homes in Lutz, by bedroomsFigures appear once a group has 40 sales
GROUPSALESMEDIAN SOLDMEDIAN RENT
All single-family homes · 12 months431$545,000$2,750/mo149 leases
2 bed9Not enough sales yet to report on their own
3 bed143$393,300$2,360/mo69 leases
4 bed191$585,000$3,172/mo56 leases
5+ bed · this home88$785,250—
All single-family homes · 24 months869$559,000$2,700/mo296 leases
Median price

Lutz homes sold for a median of $476,000 in the 12 months to Oct. 11, 2026.

555 sales
Price trend

That's 6.1% below the median for the 12 months before, $507,000.

555 sales this year · 553 sales the prior year
What's selling

Single-family detached homes made up 431 of the 555 sales in the same 12 months, at a median of $545,000.

431 of 555 sales
Not yet available here: rent and time-to-lease for condos.The Lutz record: homes, prices, rents, communities and listings →

Location

18342 SERENE LAKE LOOP, LUTZ, FL 33548

Nearby homes for sale in Lutz

Based on information from Stellar MLS® for the period January 12, 2005 through October 11, 2026.

Listings courtesy of Stellar MLS as distributed by MLS GRID

HomeProp is a licensed Florida real estate brokerage (License CQ1055163). Regulated by the Florida Real Estate Commission (FREC), 400 W Robinson St, Orlando, FL 32801. All information deemed reliable but not guaranteed.

← Browse homes for sale
Request a showing