Lutz › Lake Mary Lou North

19539 Roseate Dr

Lutz, FL 33558
$589,900
3 bed2.5 bath2,137 sqftSingle-family home · built 2020

What stands out about this home

Compared with single-family homes like it, within product classi
Size
Larger than 43% of single-family homes sold in Lutz
1,234 single-family home sales · Jan 2024 - Oct 2026
Price
The seller has not permitted automated price comparisons
Standout feature
No standout feature to report
Age
Newer than 82% of single-family homes in Lutz
1,915 homes · Jan 2005 - Oct 2026
Compared against 40 similar homes sold within 0.83 mi.

About this property

Welcome to this beautifully upgraded 3-bedroom, 2.5-bath home with an office, first-floor primary suite, and peaceful conservation views in the desirable Arbors at Waterside community of Lutz, Florida. Offering an impressive combination of modern finishes, flexible living space, privacy, low HOA fees, and NO CDD fees, this move-in-ready home is designed for comfortable Florida living and entertaining.

Step inside to a grand, light-filled entrance featuring soaring ceilings, elegant tray ceiling details, and an open-concept floor plan. The gourmet kitchen is the centerpiece of the home, featuring quartz countertops, stainless steel appliances, a gas cooktop, built-in oven and microwave, deep farmhouse sink, subway tile backsplash, breakfast bar, abundant cabinetry, and generous counter space. The kitchen flows seamlessly into the spacious dining and living areas, where triple sliding glass doors showcase tranquil conservation views and fill the home with natural light.

Open the sliders to the screened lanai and enjoy your own private outdoor retreat overlooking the conservation area with no immediate rear neighbors—perfect for morning coffee, relaxing evenings, or entertaining family and friends.

The spacious first-floor primary suite offers privacy and convenience with a large walk-in closet and beautifully appointed en-suite bathroom featuring dual quartz vanities and an oversized walk-in shower. Also located on the first floor is a dedicated den/office or flex space, guest half bath, under-stair storage, and a custom drop zone at the garage entrance complete with cabinetry and quartz countertops.

Upstairs, the wood-spindle staircase leads to two additional bedrooms and a full bathroom featuring a double vanity and a separate shower and commode area, creating a functional layout for family members or overnight guests.

Additional upgrades include quartz countertops throughout, a stone-accented exterior elevation, paver driveway with fresh sealant, epoxy-coated garage floor, screened lanai, conservation homesite, and custom built-in drop zone.

Enjoy low HOA fees and NO CDD fees along with neighborhood amenities including a community lake and park. Ideally located in Lutz with convenient access to US-41, SR-54, and the Veterans Expressway (SR-589), this home puts shopping, dining, grocery stores, medical facilities, recreation, nature parks, trails, and the greater Tampa Bay area within easy reach.

If you're searching for a move-in-ready Lutz home with a first-floor primary suite, dedicated home office, gourmet kitchen, conservation views, screened outdoor living, and no CDD fees, this one deserves to be at the top of your list. Schedule your private showing today!

Property details

Year built2020
Lot size0.13 ac
HOA fee$451/qtr
Parking2-car
Days on market20
MLS#TB8540064
LightingRain barrel/cisternsSidewalkCeiling fansEat-in kitchenHigh ceilings
All features →
  • Lighting
  • Rain barrel/cisterns
  • Sidewalk
  • Ceiling fans
  • Eat-in kitchen
  • High ceilings
  • Open floorplan
  • Primary bedroom main floor
  • Stone counters
  • Thermostat
  • Tray ceilings
  • Walk-in closets
  • Built-in oven
  • Cooktop
  • Dishwasher
  • Gas water heater
  • Microwave
  • Refrigerator
  • Ceramic tile flooring
  • Trees or woods view
  • Central air conditioning
  • Central heating
  • Electric heating
  • Tile roof
  • Slab foundation
  • Block construction
  • Concrete construction
  • Stucco construction
  • Two stories
  • Inside laundry
  • Laundry room
  • Broadband internet available
  • Cable available
  • Cable connected
  • Electricity available
  • Electricity connected
  • Public utilities
  • Sewer available
  • Sewer connected
  • Water available
  • Water connected
  • Garage
  • Quartz countertops
  • Stainless steel appliances

The market for homes like this

Single-family homes with 3 bedrooms in Lutz
i
Median sold price$397,500142 sales · last 12 months
Median price per sq ft$242142 sales · last 12 months
Median rent$2,399/mo67 leases · last 12 months
Median days to lease2667 leases · last 12 months

Lutz, as its listings describe it

What agents stated on listings, 2005 – 2026i
Community pool53%of 563 listings
HOA fee, median$133/moof 532 listings
Has an association82%of 859 listings
Pets allowed91%of 1,150 listings
Minimum lease, most commonNo Minimum39% of 620 listings · next: 1–2 Years
Lease restrictions56%of 623 listings
Association approval required34%of 559 listings
Private pool21%of 1,227 listings
Gated47%of 563 listings
Public water · sewer86% · 86%of 706 · 745 listings
Flood zone (A or V)5%of 748 listings
55+ communityNo100% of 865 listings · next: Yes
Homestead share Lake Mary Lou North84%of 62 homes · county tax roll
Also stated: waterfront 11% of 866 listings; CDD 20% of 656.

Price and time on market

This listing against homes like iti
Price per sq ft
The seller has not permitted automated price comparisons
Time on market
The seller has not permitted automated comparisons
Price history
Listed at $600,000 originally; now $589,900, 1.7% lower after at least one price reduction. The most recent: down $10,100 on Sept. 4, 2026
at least one price reduction visible

Cost of ownership

What this home costs to hold, from public recordsi
Current owner's taxes
i
$5,440 for 2025 on the listing; about $8,837 on the 2026 roll
The listing and the county roll disagree materially; both are shown
Estimated taxes at this price
i
About $7,600/yr homesteaded, $8,300/yr as an investor
Estimated: the asking price through the county's price-to-value factor, at the parcel's published millage; assessments reset at sale
Typical electric bill
i
$170/mo (2024)
Typical: the utility's average residential bill for 2024 (not this home's)
Typical water and sewer
i
$85/mo at 5,000 gallons
Typical: the provider's published schedule at 5,000 gallons a month on a standard residential meter
THE NEIGHBORHOOD

Living in Lutz

unincorporated Pasco County · Pasco County · ZIP 33558 · Flood zone X
Explore Lutz →
Homes13,140residential parcels
Median sold price$479,000548 sales · last 12 months
Vs. the prior year-4.3%548 sales this year · 558 sales the prior year
Median rent$2,500/mo238 leases · last 12 months
Homes that changed hands4%548 sales of 13,140 homes
Homestead share76%of 13,140 homes · county tax roll
Single-family homes in Lutz, by bedroomsFigures appear once a group has 40 sales
GROUPSALESMEDIAN SOLDMEDIAN RENT
All single-family homes · 12 months428$545,000$2,750/mo147 leases
2 bed9Not enough sales yet to report on their own
3 bed · this home142$397,500$2,399/mo67 leases
4 bed190$585,000$3,172/mo56 leases
5+ bed87$790,500—
All single-family homes · 24 months866$558,500$2,695/mo293 leases
Median price

Lutz homes sold for a median of $479,000 in the 12 months to Oct. 18, 2026.

548 sales
Price trend

That's 4.3% below the median for the 12 months before, $500,500.

548 sales this year · 558 sales the prior year
What's selling

Single-family detached homes made up 428 of the 548 sales in the same 12 months, at a median of $545,000.

428 of 548 sales
Not yet available here: rent and time-to-lease for condos.The Lutz record: homes, prices, rents, communities and listings →

Location

19539 ROSEATE DR, LUTZ, FL 33558

Nearby homes for sale in Lutz

Based on information from Stellar MLS® for the period January 12, 2005 through October 18, 2026.

Listings courtesy of Stellar MLS as distributed by MLS GRID

HomeProp is a licensed Florida real estate brokerage (License CQ1055163). Regulated by the Florida Real Estate Commission (FREC), 400 W Robinson St, Orlando, FL 32801. All information deemed reliable but not guaranteed.

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