Lutz

18810 Geraci Rd

Lutz, FL 33548
$415,000
3 bed2 bath1,632 sqftSingle-family home · built 1978

What stands out about this home

Compared with single-family homes like it, within product classi
Size
Larger than 17% of single-family homes sold in Lutz
852 single-family home sales · Jan 2024 - Oct 2026
Price
The seller has not permitted automated price comparisons
Standout feature
Waterfront: 24% of single-family homes listed in Lutz are
341 single-family home listings · Jun 2004 - Oct 2026
Age
Newer than 20% of single-family homes in Lutz
1,253 homes · Jun 2004 - Oct 2026
Compared against 40 similar homes sold within 1.88 mi.

About this property

Lakefront living in Lutz, with room to make it entirely yours! This 3 bedroom, 2 bathroom home at 18810 Geraci Rd sits right on the water, and part of the back porch actually extends out over the lake. Inside, the home is ready for a complete update, a true blank canvas for the buyer who wants to choose every finish, from the flooring to the kitchen to the bathrooms and bedrooms, and put their own touches on every room. Outside you find the real showstopper: morning coffee and quiet evenings on a porch that hangs over the water, with a lake view you simply cannot add to a home later. A brand new roof installed in August 2026 and a 2-car garage complete the package. Bring your vision and see it in person. Appraisal completed on AS IS condition of home prior to new roof being placed on home. Please review that prior to submitting offers. Ask about preferred lender incentives! Buyers may qualify for rate buy down options, including 1-0 buyer down, to help lower payments.

Property details

Year built1978
Lot size0.26 ac
HOANot stated
Parking2-car
Days on market5
MLS#TB8553099
Ceiling fansPrimary bedroom main floorSplit bedroomThermostatRangeRefrigerator
All features →
  • Ceiling fans
  • Primary bedroom main floor
  • Split bedroom
  • Thermostat
  • Range
  • Refrigerator
  • Carpet flooring
  • Tile flooring
  • Water view
  • Central air conditioning
  • Central heating
  • Shingle roof
  • Slab foundation
  • Block construction
  • Stucco construction
  • Single story
  • Electric dryer hookup
  • In garage
  • Washer hookup
  • Cable available
  • Electricity connected
  • Water connected
  • Garage
  • Fireplace
  • Waterfront

The market for homes like this

Single-family homes with 3 bedrooms in Lutz
i
Median sold price$439,90087 sales · last 12 months
Median price per sq ft$26487 sales · last 12 months
Median rent$3,400/mo65 leases · last 24 months
Median days to lease3365 leases · last 24 months

Lutz, as its listings describe it

What agents stated on listings, 2004 – 2026i
Community pool24%of 149 listings
HOA fee, median$140/moof 151 listings
Has an association50%of 349 listings
Pets allowed92%of 303 listings
Minimum lease, most commonNo Minimum61% of 280 listings · next: 1–2 Years
Lease restrictions33%of 281 listings
Association approval required14%of 202 listings
Private pool44%of 402 listings
Gated65%of 149 listings
Public water · sewer44% · 40%of 315 · 327 listings
Flood zone (A or V)6%of 324 listings
55+ communityNo99% of 349 listings · next: Yes
Homestead share84%of 8,270 homes · county tax roll
Also stated: waterfront 23% of 354 listings; CDD 13% of 310.

Price and time on market

This listing against homes like iti
Price per sq ft
The seller has not permitted automated price comparisons
Time on market
The seller has not permitted automated comparisons
Price history
Listed at $415,000 since Sept. 28, 2026 with no price change

Cost of ownership

What this home costs to hold, from public recordsi
Current owner's taxes
i
$2,803 for 2025 on the listing; about $2,348 on the 2026 roll
The listing and the county roll disagree materially; both are shown
Estimated taxes at this price
i
About $5,100/yr homesteaded, $5,900/yr as an investor
Estimated: the asking price through the county's price-to-value factor, at the parcel's published millage; assessments reset at sale
Typical electric bill
i
$166/mo (2024)
Typical: the utility's average residential bill for 2024 (not this home's)
Typical water and sewer
i
$98/mo at 5,000 gallons
Typical: the provider's published schedule at 5,000 gallons a month on a standard residential meter
THE NEIGHBORHOOD

Living in Lutz

unincorporated Hillsborough County · Hillsborough County · ZIP 33548 · Lutz (census-designated place) · Flood zone X
Explore Lutz →
Homes8,270residential parcels
Median sold price$620,000269 sales · last 12 months
Vs. the prior year+2.5%269 sales this year · 362 sales the prior year
Median rentNot enough sales yet to report on their own
Homes that changed hands3%269 sales of 8,270 homes
Homestead share84%of 8,270 homes · county tax roll
Single-family homes in Lutz, by bedroomsFigures appear once a group has 40 sales
GROUPSALESMEDIAN SOLDMEDIAN RENT
All single-family homes · 12 months266$623,750—
2 bed8Not enough sales yet to report on their own
3 bed · this home87$439,900—
4 bed107$725,000—
5+ bed64$1,117,500—
All single-family homes · 24 months613$614,455$3,400/mo65 leases
Median price

Lutz homes sold for a median of $620,000 in the 12 months to Oct. 11, 2026.

269 sales
Price trend

That's 2.5% above the median for the 12 months before, $604,738.

269 sales this year · 362 sales the prior year
What's selling

Single-family detached homes made up 266 of the 269 sales in the same 12 months, at a median of $623,750.

266 of 269 sales
Not yet available here: rent and time-to-lease for single-family homes.

Location

18810 GERACI RD, LUTZ, FL 33548

Nearby homes for sale in Lutz

Based on information from Stellar MLS® for the period June 16, 2004 through October 11, 2026.

Listings courtesy of Stellar MLS as distributed by MLS GRID

HomeProp is a licensed Florida real estate brokerage (License CQ1055163). Regulated by the Florida Real Estate Commission (FREC), 400 W Robinson St, Orlando, FL 32801. All information deemed reliable but not guaranteed.

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