Town 'n' Country › Spinnaker Cove Townhomes

4324 Spinnaker Cove Ln

Tampa, FL 33615
$526,000
3 bed3.5 bath2,540 sqftTownhome · built 2005

Listed at $210 per sq ft. Median for townhomes with 3 bedrooms in Town 'n' Country sold in the last 12 months: $194 per sq ft.

57 sales · Stellar MLS, credited below

What stands out about this home

Compared with townhomes like it, within product classi
Size
Larger than 98% of townhomes sold in Town 'n' Country
281 townhome sales · Jan 2024 - Oct 2026
Price
Listed 3% above the typical price for a townhome its size in Town 'n' Country
281 townhome sales · Jan 2024 - Oct 2026
Standout feature
Waterfront: 11% of townhomes listed in Town 'n' Country are
221 townhome listings · Dec 2004 - Oct 2026
Age
Newer than 67% of townhomes in Town 'n' Country
515 homes · Dec 2004 - Oct 2026
Compared against 40 similar homes sold within 4.53 mi.

About this property

Virtually Staged. This waterfront townhouse, with its own deeded boat slip, offers the seaside, maintenance-free lifestyle you have been looking for, so your weekends can be spent on the boat! Plus, the seller is offering a $10,000 credit at closing toward your closing costs so you can spend your money on the flooring you love. Act quickly, as this property (built in 2005) is the lowest price in Spinnaker Cove, and it’s within an exclusive, gated community. Lock-it-and-leave when you travel (airport is 10 minutes away) and enjoy your large, private boat slip a half-block walk from your front door when you are back in paradise. (Seller had a 42’ Sea Ray, so water depth is ample) Cruise down to St. Pete, the Gulf or over to a waterfront restaurant for a well-deserved break. The space in the home is amazing, with high ceilings, bedrooms away from entertaining areas, and two incredible living areas (one on each of two levels). Enjoy tropical orange sunsets over the bay from your kitchen, morning den, family room and master. Plus, relish the oversized master bedroom, bath and walk-in closet. Luxury elements such as a huge wet bar in your recreational family room, charming nooks in the kitchen, a convenient laundry on the bedroom level and built-in garage storage will impress you. The first level is perfect for everyday relaxation or parties. The first floor rec room/family room overlooks a sunny patio, a large grassy area and the waterfront. Plus, it features a full bath and a wet bar/party kitchen. This layout is well thought out and high and dry! Even in the hurricanes of 2024, only a few inches of water entered in the garage, leaving all three levels of living areas untouched. From your back porches and patios, you will cherish water views and a large grassy area for pets or friends to gather. Don’t like carpet? Want new flooring? No worries. Flood insurance is only $1700/year and the HOA covers all exterior maintenance, including the roof and seawalls.

Property details

Year built2005
Lot size0.04 ac
HOA fee$620/mo
Parking2-car
Days on market28
MLS#TB8549934
Cathedral ceilingsCeiling fansDry barEat-in kitchenHigh ceilingsOpen floorplan
All features →
  • Cathedral ceilings
  • Ceiling fans
  • Dry bar
  • Eat-in kitchen
  • High ceilings
  • Open floorplan
  • Primary bedroom upstairs
  • Solid wood cabinets
  • Split bedroom
  • Stone counters
  • Walk-in closets
  • Wet bar
  • Bar fridge
  • Dishwasher
  • Disposal
  • Dryer
  • Electric water heater
  • Microwave
  • Range
  • Refrigerator
  • Washer
  • Water filtration system
  • Carpet flooring
  • Ceramic tile flooring
  • Tile flooring
  • Park or greenbelt view
  • Water view
  • Central air conditioning
  • Central heating
  • Electric heating
  • Shingle roof
  • Crawlspace foundation
  • Block construction
  • Stucco construction
  • Three-or-more stories
  • Inside laundry
  • Laundry closet
  • Upstairs laundry
  • Cable available
  • Electricity available
  • Electricity connected
  • Fiber optics
  • Phone available
  • Public utilities
  • Sewer available
  • Sewer connected
  • Water available
  • Water connected
  • Gated community
  • Security system owned
  • Smoke detectors
  • Garage
  • Waterfront

The market for homes like this

Townhomes with 3 bedrooms in Town 'n' Country
i
Median sold price$310,00057 sales · last 12 months
Median price per sq ft$19457 sales · last 12 months
Median rent$2,000/mo73 leases · last 12 months
Median days to lease4573 leases · last 12 months

Town 'n' Country, as its listings describe it

What agents stated on listings, 2003 – 2026i
Community pool51%of 718 listings
HOA fee, median$267/moof 516 listings
Has an association54%of 1,322 listings
Pets allowed86%of 1,445 listings
Minimum lease, most commonNo Minimum53% of 972 listings · next: 1–2 Years
Lease restrictions42%of 974 listings
Association approval required36%of 701 listings
Private pool25%of 1,804 listings
Gated34%of 718 listings
Public water · sewer97% · 93%of 1,102 · 1,173 listings
Flood zone (A or V)67%of 1,164 listings
55+ communityNo100% of 1,327 listings · next: Yes
Homestead share Spinnaker Cove Townhomes70%of 63 homes · county tax roll
Also stated: waterfront 16% of 1,333 listings; CDD 1% of 1,050.

Price and time on market

This listing against homes like iti
Price per sq ft
Listed at $210 per sq ft, 9% above the $194 median for 3-bedroom townhomes in Town 'n' Country sold in the last 12 months
57 sales · last 12 months
Time on market
On the market 2 days; 3-bedroom townhomes in Town 'n' Country took a median of 57 days to sell in the last 12 months
57 sales · last 12 months
Price history
Listed at $534,200 since Sept. 18, 2026 with no price change

Cost of ownership

What this home costs to hold, from public recordsi
Current owner's taxes
i
$7,518 (2026)
As stated on the listing for 2026
Estimated taxes at this price
i
About $6,800/yr homesteaded, $7,600/yr as an investor
Estimated: the asking price through the county's price-to-value factor, at the parcel's published millage; assessments reset at sale
Typical electric bill
i
$166/mo (2024)
Typical: the utility's average residential bill for 2024 (not this home's)
Typical water and sewer
i
$98/mo at 5,000 gallons
Typical: the provider's published schedule at 5,000 gallons a month on a standard residential meter
THE NEIGHBORHOOD

Living in Town 'n' Country

unincorporated Hillsborough County · Hillsborough County · ZIP 33615 · Town 'n' Country (census-designated place) · Flood zone AE
Explore Town 'n' Country →
Homes22,308residential parcels
Median sold price$413,250808 sales · last 12 months
Vs. the prior year+0.8%808 sales this year · 781 sales the prior year
Median rent$2,000/mo326 leases · last 12 months
Homes that changed hands4%808 sales of 22,308 homes
Homestead share70%of 22,308 homes · county tax roll
Townhomes in Town 'n' Country, by bedroomsFigures appear once a group has 40 sales
GROUPSALESMEDIAN SOLDMEDIAN RENT
All townhomes · 12 months108$270,000$2,000/mo73 leases
2 bed46$230,000—
3 bed · this home57$310,000—
4 bed5Not enough sales yet to report on their own
All townhomes · 24 months204$275,000$2,000/mo124 leases
Median price

Town 'n' Country homes sold for a median of $413,250 in the 12 months to Oct. 11, 2026.

808 sales
Price trend

That's 0.8% above the median for the 12 months before, $410,000.

808 sales this year · 781 sales the prior year
What's selling

Single-family detached homes made up 619 of the 808 sales in the same 12 months, at a median of $450,000.

619 of 808 sales
The Town 'n' Country record: homes, prices, rents, communities and listings →

Location

4324 SPINNAKER COVE LN, TAMPA, FL 33615

Nearby homes for sale in Tampa

Based on information from Stellar MLS® for the period March 24, 2003 through October 11, 2026.

Listings courtesy of Stellar MLS as distributed by MLS GRID

HomeProp is a licensed Florida real estate brokerage (License CQ1055163). Regulated by the Florida Real Estate Commission (FREC), 400 W Robinson St, Orlando, FL 32801. All information deemed reliable but not guaranteed.

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