Temple Terrace › Charter Mill Townhomes Condo

5205 Oak Charter Ct

Temple Terrace, FL 33617
$228,400
2 bed2.5 bath1,159 sqftTownhome · built 1985

What stands out about this home

Compared with townhomes like it, within product classi
Size
Larger than 12% of townhomes sold in Temple Terrace
74 townhome sales · Jan 2024 - Oct 2026
Price
The seller has not permitted automated price comparisons
Standout feature
No standout feature to report
Age
Newer than 55% of townhomes in Temple Terrace
131 homes · Oct 2023 - Oct 2026
Compared against 40 similar homes sold within 1.91 mi.

About this property

Virtually Staged. AFFORDABILITY IS A REALITY WITH THIS EXCITING BUYER INCENTIVE AND PRICE REDUCTION TO $228,400.00! THE SELLER WILL CONTRIBUTE $8,500 TOWARD CLOSING COSTS AND/OR AN INTEREST RATE BUYDOWN TO HELP MAKE YOUR MONTHLY MORTGAGE PAYMENTS MORE AFFORDABLE—DON’T MISS THIS OPPORTUNITY!

An amazing find you'll want to buy and treasure! Boasting over $43,000 in upgrades, this beautifully renovated 2-bedroom, 2-bath home is tucked away in the quaint and quiet community of Charter Mill, offering the charm of a townhome with the convenience of condo living. Centrally located near USF, hospitals, shopping, dining, entertainment, sports venues, and major highways, you'll enjoy convenience without sacrificing tranquility.

From the moment you step inside, soaring ceilings, abundant natural light, updated doors, contemporary hardware, modern lighting, and oversized luxury plank flooring set the stage. The generously sized living room flows effortlessly into the breakfast bar and completely renovated kitchen, where gorgeous Calacatta quartz countertops complement stylish two-toned (Rich Blue & White) Shaker style cabinetry, all newer Stainless Steel Appliance Package. No expense was spared, and it shows! Just off the kitchen, a cozy dinette area currently doubles as a home office, proving that even your breakfast nook can have a side hustle.

Down the hallway, you'll discover a beautifully renovated primary bathroom featuring modern tile, a comfort-height vanity, and a stunning walk-in shower accented with sleek black hardware. With access from both the hallway and primary bedroom, it's as functional as it is fashionable.

The light-filled primary bedroom offers ample space, dual closets, and peaceful views of your private, fenced backyard adorned with Florida-friendly landscaping. Imagine starting your mornings with coffee, birdsong, and a little peace before the world starts making demands. And yes, the birds provide the entertainment free of charge! There's even additional outdoor storage conveniently located beside the patio.

Back inside, the hallway features laundry hookups, while the staircase near the front entrance leads to a spacious second bedroom/loft. This versatile retreat features a closet, updated ceiling fan with lighting, attic access for additional storage, and its very own full bathroom complete with a tub/shower combination. Perfect for guests who appreciate a little privacy—or those you'd prefer not to have wandering around downstairs in their pajamas!

And here's where it gets even better! Exterior maintenance is included, and pets are welcome with no breed or size restrictions. Finally, a place where your four-legged family members don't have to submit a résumé for approval! With an impressive list of upgrades, a fantastic location, and flexible living possibilities, this is one of those rare finds that checks all the boxes without asking you to pick up a renovation project along the way. Schedule your private showing before someone else calls it home!

Oh, and did I mention, it's about ten minutes by car to the VA hospital and more.

Property details

Year built1985
Lot size0.02 ac
Condo fee$439/mo
Days on market21
MLS#TB8549806
Private mailboxPrivate yardSidewalkStorageCeiling fansOpen floorplan
All features →
  • Private mailbox
  • Private yard
  • Sidewalk
  • Storage
  • Ceiling fans
  • Open floorplan
  • Primary bedroom main floor
  • Solid wood cabinets
  • Split bedroom
  • Stone counters
  • Thermostat
  • Vaulted ceilings
  • Walk-in closets
  • Window treatments
  • Dishwasher
  • Disposal
  • Dryer
  • Electric water heater
  • Exhaust fan
  • Range
  • Range hood
  • Refrigerator
  • Washer
  • Carpet flooring
  • Central air conditioning
  • Attic fan cooling
  • Central heating
  • Electric heating
  • Shingle roof
  • Slab foundation
  • Block construction
  • Brick construction
  • Vinyl siding construction
  • Two stories
  • Inside laundry
  • Laundry closet
  • Broadband internet available
  • Electricity connected
  • Phone available
  • Public utilities
  • Sewer connected
  • Water connected
  • Smoke detectors
  • Quartz countertops

The market for homes like this

Townhomes in Temple Terrace · all sizes
Too few 2-bedroom townhome sales here to report on their own, so these cover every townhome in Temple Terrace.i
Median sold price$242,50048 sales · last 24 months
Median price per sq ft$16348 sales · last 24 months

Temple Terrace, as its listings describe it

What agents stated on listings, 2005 – 2026i
Community pool65%of 263 listings
HOA fee, median$365/moof 176 listings
Has an association57%of 426 listings
Pets allowed83%of 479 listings
Minimum lease, most commonNo Minimum53% of 322 listings · next: 1–2 Years
Lease restrictions44%of 324 listings
Association approval required44%of 231 listings
Private pool15%of 579 listings
Gated8%of 263 listings
Public water · sewer96% · 95%of 354 · 390 listings
Flood zone (A or V)1%of 378 listings
55+ communityNo100% of 428 listings · next: Yes
Homestead share64%of 7,942 homes · county tax roll
Also stated: waterfront 1% of 429 listings; CDD 0% of 339.

Price and time on market

This listing against homes like iti
Price per sq ft
The seller has not permitted automated price comparisons
Time on market
The seller has not permitted automated comparisons
Price history
Listed at $229,900 since Sept. 24, 2026 with no price change

Cost of ownership

What this home costs to hold, from public recordsi
Current owner's taxes
i
$2,153 (2025)
As stated on the listing for 2025
Estimated taxes at this price
i
About $2,700/yr homesteaded, $3,500/yr as an investor
Estimated: the asking price through the county's price-to-value factor, at the parcel's published millage; assessments reset at sale
Typical electric bill
i
$166/mo (2024)
Typical: the utility's average residential bill for 2024 (not this home's)
Typical water and sewer
i
$90/mo at 5,000 gallons
Typical: the provider's published schedule at 5,000 gallons a month on a standard residential meter
THE NEIGHBORHOOD

Living in Temple Terrace

City of Temple Terrace · Hillsborough County · ZIP 33617 · Flood zone X
Explore Temple Terrace →
Homes7,942residential parcels
Median sold price$380,000282 sales · last 12 months
Vs. the prior year+10.1%282 sales this year · 249 sales the prior year
Median rent$1,838/mo82 leases · last 12 months
Homes that changed hands4%282 sales of 7,942 homes
Homestead share64%of 7,942 homes · county tax roll
Townhomes in Temple Terrace, by bedroomsFigures appear once a group has 40 sales
GROUPSALESMEDIAN SOLDMEDIAN RENT
All townhomes · 12 months25Not enough sales yet to report on their own
2 bed · this home9Not enough sales yet to report on their own
3 bed15Not enough sales yet to report on their own
4 bed1Not enough sales yet to report on their own
All townhomes · 24 months48$242,500—
Median price

Temple Terrace homes sold for a median of $380,000 in the 12 months to Oct. 11, 2026.

282 sales
Price trend

That's 10.1% above the median for the 12 months before, $345,000.

282 sales this year · 249 sales the prior year
What's selling

Single-family detached homes made up 206 of the 282 sales in the same 12 months, at a median of $427,250.

206 of 282 sales
Not yet available here: rent and time-to-lease for single-family houses and condos.The Temple Terrace record: homes, prices, rents, communities and listings →

Location

5205 OAK CHARTER CT, TEMPLE TERRACE, FL 33617

Nearby homes for sale in Temple Terrace

Based on information from Stellar MLS® for the period April 13, 2005 through October 11, 2026.

Listings courtesy of Stellar MLS as distributed by MLS GRID

HomeProp is a licensed Florida real estate brokerage (License CQ1055163). Regulated by the Florida Real Estate Commission (FREC), 400 W Robinson St, Orlando, FL 32801. All information deemed reliable but not guaranteed.

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