Ruskin › Bayridge

1521 Custer Bayou St

Ruskin, FL 33570
$364,000
4 bed2.5 bath2,445 sqftSingle-family home · built 2016

Listed at $149 per sq ft. Median for single-family homes with 4 bedrooms in Ruskin sold in the last 12 months: $179 per sq ft.

229 sales · Stellar MLS, credited below

What stands out about this home

Compared with single-family homes like it, within product classi
Size
Larger than 77% of single-family homes sold in Ruskin
1,146 single-family home sales · Jan 2024 - Oct 2026
Price
Listed 21% below the typical price for a single-family home its size in Ruskin
1,146 single-family home sales · Jan 2024 - Oct 2026
Standout feature
No standout feature to report
Age
Newer than 49% of single-family homes in Ruskin
1,928 homes · Jan 2007 - Oct 2026
Compared against 40 similar homes sold within 0.67 mi.

About this property

1521 Custer Bayou Street, Ruskin, FL 33570 | 4 Beds | 2.5 Baths | 2,445 Sq Ft | 3.00% ASSUMABLE LOAN | Gated Bayridge | Community Pool + Playground | Solar Panels | Screened Lanai | 2-Car Garage | No CDD
A 3.00% assumable loan with approximately $164,000 remaining creates a standout opportunity at 1521 Custer Bayou Street Qualified buyers are welcome to pursue the assumption, subject to loan servicer approval.
Life at 1521 Custer Bayou Street is built around having more time to enjoy home. Start the morning on the covered front porch, spend an afternoon at the Bayridge community pool, and end the day on the screened rear lanai while the HOA handles the lawn and grounds maintenance. Inside, 2,445 heated square feet creates room to spread out across two levels, with open gathering spaces downstairs and a second living area upstairs.

The main level connects the kitchen, dining areas, and living room in an easy flow for everyday meals, game nights, or hosting friends. Upgraded luxury vinyl flooring installed in 2022 runs through the main living spaces, complemented by high ceilings and tray-ceiling details. The kitchen centers around a large island with stone counters, solid wood cabinetry, a closet pantry, and Samsung Bespoke refrigerator, range, microwave, and dishwasher installed in March 2023. The dining space includes a custom built-in dry bar with glass cabinets and a wine fridge. Sliding glass doors extend the living space to the screened rear porch and patio, keeping indoor and outdoor time connected. A flexible first-floor room near the powder bath adds useful space for changing needs.

Upstairs, the separate loft creates another place to relax away from the main living room. The primary suite has a walk-in closet and an en suite bath with dual sinks, stone counters, and a walk-in shower. A dedicated upstairs laundry room keeps daily routines close to the bedrooms.

The outdoor spaces give you multiple ways to enjoy Florida weather without leaving home. The attached 2-car garage adds parking and storage, while irrigation, rain gutters, and a private yard support day-to-day function.

Important updates add value where it matters. Solar panels were installed in July 2023, with the seller to pay the remaining solar financing balance at closing. A built-in dry bar was added to the dining area. The water heater was replaced in February 2023, and a reverse-osmosis system and whole-home water softener were added in July 2025. The seller reports the HVAC system as approximately one year old. Samsung Bespoke kitchen appliances were installed in March 2023.

Bayridge is a gated Ruskin community with a pool, playground, sidewalks, and private paved roads. The required $282/month HOA fee covers community pool care, grounds maintenance, manager services, private-road maintenance, and recreational facilities, giving you fewer exterior chores and more time to enjoy the neighborhood amenities. There is no CDD.

***** WHAT THE SELLER LOVES
The lifestyle here is easy to settle into: coffee on the front porch, afternoons at the community pool, evenings on the screened lanai, and a fenced yard ready for time outside. Inside, the upgraded flooring, Samsung Bespoke kitchen appliances, custom dining dry bar, solar panels, and whole-home water treatment make the home feel thoughtfully updated, while HOA-included lawn care means weekends can stay focused on enjoying the home instead of maintaining the yard.

Property details

Year built2016
Lot size0.13 ac
HOA fee$282/mo
Parking2-car
Days on market31
MLS#TB8548307
LightingPrivate yardRain guttersSidewalkCeiling fansEat-in kitchen
All features →
  • Lighting
  • Private yard
  • Rain gutters
  • Sidewalk
  • Ceiling fans
  • Eat-in kitchen
  • High ceilings
  • Living/dining combo
  • Open floorplan
  • Primary bedroom upstairs
  • Solid surface counters
  • Solid wood cabinets
  • Stone counters
  • Thermostat
  • Tray ceilings
  • Walk-in closets
  • Window treatments
  • Dishwasher
  • Disposal
  • Electric water heater
  • Microwave
  • Range
  • Range hood
  • Refrigerator
  • Water softener
  • Wine refrigerator
  • Carpet flooring
  • Ceramic tile flooring
  • Trees or woods view
  • Central air conditioning
  • Central heating
  • Electric heating
  • Shingle roof
  • Slab foundation
  • Block construction
  • Stucco construction
  • Frame construction
  • Two stories
  • Inside laundry
  • Laundry room
  • Broadband internet available
  • Cable available
  • Electricity connected
  • Sewer connected
  • Underground utilities
  • Water connected
  • Gated community
  • Smoke detectors
  • Garage
  • Solar

The market for homes like this

Single-family homes with 4 bedrooms in Ruskin
i
Median sold price$350,000229 sales · last 12 months
Median price per sq ft$179229 sales · last 12 months
Median rent$2,300/mo45 leases · last 12 months
Median days to lease3545 leases · last 12 months

Ruskin, as its listings describe it

What agents stated on listings, 2007 – 2026i
Community pool78%of 599 listings
HOA fee, median$66/moof 627 listings
Has an association85%of 883 listings
Pets allowed93%of 1,048 listings
Minimum lease, most commonNo Minimum33% of 675 listings · next: 1–2 Years
Lease restrictions63%of 678 listings
Association approval required47%of 622 listings
Private pool6%of 1,111 listings
Gated21%of 599 listings
Public water · sewer97% · 95%of 797 · 820 listings
Flood zone (A or V)37%of 795 listings
55+ communityNo99% of 885 listings · next: Yes
Homestead share Bayridge83%of 108 homes · county tax roll
Also stated: waterfront 17% of 886 listings; CDD 48% of 738.

Price and time on market

This listing against homes like iti
Price per sq ft
Listed at $149 per sq ft, 17% below the $179 median for 4-bedroom single-family homes in Ruskin sold in the last 12 months
229 sales · last 12 months
Time on market
On the market 23 days; 4-bedroom single-family homes in Ruskin took a median of 49 days to sell in the last 12 months
229 sales · last 12 months
Price history
Listed at $365,000 originally; now $364,000, 0.3% lower after at least one price reduction. The most recent: down $1,000 on Oct. 8, 2026
at least one price reduction visible

Cost of ownership

What this home costs to hold, from public recordsi
Current owner's taxes
i
$4,058 for 2025 on the listing; about $3,269 on the 2026 roll
The listing and the county roll disagree materially; both are shown
Estimated taxes at this price
i
About $4,400/yr homesteaded, $5,200/yr as an investor
Estimated: the asking price through the county's price-to-value factor, at the parcel's published millage; assessments reset at sale
Typical electric bill
i
$166/mo (2024)
Typical: the utility's average residential bill for 2024 (not this home's)
Typical water and sewer
i
$98/mo at 5,000 gallons
Typical: the provider's published schedule at 5,000 gallons a month on a standard residential meter
THE NEIGHBORHOOD

Living in Ruskin

unincorporated Hillsborough County · Hillsborough County · ZIP 33570 · Ruskin (census-designated place) · Flood zone X500
Explore Ruskin →
Homes11,721residential parcels
Median sold price$320,000550 sales · last 12 months
Vs. the prior year-2.4%550 sales this year · 537 sales the prior year
Median rent$2,100/mo151 leases · last 12 months
Homes that changed hands5%550 sales of 11,721 homes
Homestead share65%of 11,721 homes · county tax roll
Single-family homes in Ruskin, by bedroomsFigures appear once a group has 40 sales
GROUPSALESMEDIAN SOLDMEDIAN RENT
All single-family homes · 12 months451$335,000$2,225/mo102 leases
2 bed12Not enough sales yet to report on their own
3 bed163$309,990—
4 bed · this home229$350,000$2,300/mo45 leases
5+ bed47$380,000—
All single-family homes · 24 months851$340,000$2,250/mo209 leases
Median price

Ruskin homes sold for a median of $320,000 in the 12 months to Oct. 11, 2026.

550 sales
Price trend

That's 2.4% below the median for the 12 months before, $328,000.

550 sales this year · 537 sales the prior year
What's selling

Single-family detached homes made up 451 of the 550 sales in the same 12 months, at a median of $335,000.

451 of 550 sales
Not yet available here: rent and time-to-lease for townhomes.

Location

1521 CUSTER BAYOU ST, RUSKIN, FL 33570

Nearby homes for sale in Ruskin

Based on information from Stellar MLS® for the period January 26, 2007 through October 11, 2026.

Listings courtesy of Stellar MLS as distributed by MLS GRID

HomeProp is a licensed Florida real estate brokerage (License CQ1055163). Regulated by the Florida Real Estate Commission (FREC), 400 W Robinson St, Orlando, FL 32801. All information deemed reliable but not guaranteed.

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