Ruskin › Spencer Crk

1681 Fred Ives St

Ruskin, FL 33570
$289,000
3 bed2 bath1,451 sqftSingle-family home · built 2020

What stands out about this home

Compared with single-family homes like it, within product classi
Size
Larger than 15% of single-family homes sold in Ruskin
1,146 single-family home sales · Jan 2024 - Oct 2026
Price
The seller has not permitted automated price comparisons
Standout feature
No standout feature to report
Age
Newer than 2% of single-family homes in Spencer Crk
57 homes · Oct 2022 - Oct 2026
Compared against 40 similar homes sold within 0.58 mi.

About this property

Virtually Staged. NEW PRICE REDUCTION !!! Make this home yours! This beautifully maintained home offers a desirable split-bedroom floor plan, NEW Luxury vinyl flooring , a NEW home water purification and softener system, and an inviting indoor-outdoor living experience in a peaceful Ruskin community.
The spacious primary suite is privately positioned away from the secondary bedrooms and features a large walk-in closet and ensuite bathroom. The open-concept kitchen flows seamlessly into the living and dining areas, creating an ideal space for everyday living and entertaining. The kitchen features stainless steel appliances, ample cabinetry, and plenty of workspace, while the main living areas are finished with durable tile flooring.
Sliding glass doors open to the covered outdoor living area and lead to a fully fenced backyard. Enjoy your morning coffee, unwind in the evenings, or entertain guests while taking in the peaceful natural views. The home also offers a two-car garage and a spacious driveway, adding everyday convenience and functionality.
Located in a small, well-maintained Ruskin community, this location provides easy access to shopping, dining, major roadways, and everyday essentials while maintaining a quiet neighborhood feel.
With pride of ownership, a functional floor plan, flooring updates, no carpet, a private backyard, and desirable community amenities, 1681 Fred Ives Street offers the perfect blend of comfort, convenience, and relaxed Florida living.

Property details

Year built2020
Lot size0.12 ac
HOA fee$156/yr
Parking2-car
Days on market40
MLS#TB8544952
Private yardThermostatDisposalMicrowaveRefrigeratorTile flooring
All features →
  • Private yard
  • Thermostat
  • Disposal
  • Microwave
  • Refrigerator
  • Tile flooring
  • Central air conditioning
  • Central heating
  • Shingle roof
  • Slab foundation
  • Stucco construction
  • Single story
  • Laundry room
  • Broadband internet available
  • Fire alarm
  • Garage
  • Stainless steel appliances

The market for homes like this

Single-family homes with 3 bedrooms in Ruskin
i
Median sold price$309,990163 sales · last 12 months
Median price per sq ft$199163 sales · last 12 months
Median rent$2,225/mo102 leases · last 12 months
Median days to lease35102 leases · last 12 months

Ruskin, as its listings describe it

What agents stated on listings, 2007 – 2026i
Community pool78%of 599 listings
HOA fee, median$66/moof 627 listings
Has an association85%of 883 listings
Pets allowed Spencer Crk98%of 43 listings
Minimum lease, most commonNo Minimum33% of 675 listings · next: 1–2 Years
Lease restrictions63%of 678 listings
Association approval required47%of 622 listings
Private pool Spencer Crk0%of 43 listings
Gated21%of 599 listings
Public water · sewer97% · 95%of 797 · 820 listings
Flood zone (A or V)37%of 795 listings
55+ communityNo99% of 885 listings · next: Yes
Homestead share Spencer Crk56%of 358 homes · county tax roll
Also stated: waterfront 17% of 886 listings; CDD 48% of 738.

Price and time on market

This listing against homes like iti
Price per sq ft
The seller has not permitted automated price comparisons
Time on market
The seller has not permitted automated comparisons
Price history
Listed at $299,000 originally; now $289,000, 3.3% lower after at least one price reduction. The most recent: down $10,000 on Oct. 7, 2026
at least one price reduction visible

Cost of ownership

What this home costs to hold, from public recordsi
Current owner's taxes
i
$5,761 for 2025 on the listing; about $2,503 on the 2026 roll
The listing and the county roll disagree materially; both are shown
Estimated taxes at this price
i
About $3,300/yr homesteaded, $4,100/yr as an investor
Estimated: the asking price through the county's price-to-value factor, at the parcel's published millage; assessments reset at sale
Typical electric bill
i
$166/mo (2024)
Typical: the utility's average residential bill for 2024 (not this home's)
Typical water and sewer
i
$98/mo at 5,000 gallons
Typical: the provider's published schedule at 5,000 gallons a month on a standard residential meter
THE NEIGHBORHOOD

Living in Ruskin

unincorporated Hillsborough County · Hillsborough County · ZIP 33570 · Ruskin (census-designated place) · Flood zone X
Explore Ruskin →
Homes11,721residential parcels
Median sold price$320,000550 sales · last 12 months
Vs. the prior year-2.4%550 sales this year · 537 sales the prior year
Median rent$2,100/mo151 leases · last 12 months
Homes that changed hands5%550 sales of 11,721 homes
Homestead share65%of 11,721 homes · county tax roll
Single-family homes in Ruskin, by bedroomsFigures appear once a group has 40 sales
GROUPSALESMEDIAN SOLDMEDIAN RENT
All single-family homes · 12 months451$335,000$2,225/mo102 leases
2 bed12Not enough sales yet to report on their own
3 bed · this home163$309,990—
4 bed229$350,000$2,300/mo45 leases
5+ bed47$380,000—
All single-family homes · 24 months851$340,000$2,250/mo209 leases
Median price

Ruskin homes sold for a median of $320,000 in the 12 months to Oct. 11, 2026.

550 sales
Price trend

That's 2.4% below the median for the 12 months before, $328,000.

550 sales this year · 537 sales the prior year
What's selling

Single-family detached homes made up 451 of the 550 sales in the same 12 months, at a median of $335,000.

451 of 550 sales
Not yet available here: rent and time-to-lease for townhomes.

Location

1681 FRED IVES ST, RUSKIN, FL 33570

Nearby homes for sale in Ruskin

Based on information from Stellar MLS® for the period January 26, 2007 through October 11, 2026.

Listings courtesy of Stellar MLS as distributed by MLS GRID

HomeProp is a licensed Florida real estate brokerage (License CQ1055163). Regulated by the Florida Real Estate Commission (FREC), 400 W Robinson St, Orlando, FL 32801. All information deemed reliable but not guaranteed.

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