Land O' Lakes › Whispering Pines

20865 Drake Elm Dr

Land O Lakes, FL 34638
$519,900
5 bed3 bath2,615 sqftSingle-family home · built 2023

Listed at $199 per sq ft. Median for single-family homes with 5 or more bedrooms in Land O' Lakes sold in the last 12 months: $186 per sq ft.

49 sales · Stellar MLS, credited below

What stands out about this home

Compared with single-family homes like it, within product classi
Size
Larger than 41% of single-family homes sold in Whispering Pines
82 single-family home sales · Jan 2024 - Oct 2026
Price
Listed 1% below the typical price for a single-family home its size in Whispering Pines
82 single-family home sales · Jan 2024 - Oct 2026
Standout feature
No standout feature to report
Age
Newer than 11% of single-family homes in Whispering Pines
104 homes · Oct 2023 - Oct 2026
Compared against 40 similar homes sold within 1.18 mi.

About this property

Welcome to this spacious 5-bedroom, 3-full-bath home offering 2,615 square feet of living space in the beautiful, well-maintained Whispering Pines gated community.

Built in late 2023, this newer, move-in-ready home is a Talon model in excellent condition and offers the space, flexibility, and convenience today’s buyers are looking for. Built under modern Florida building codes, the home offers newer construction designed to meet current wind-resistance and hurricane-safety standards.

One of its standout features is its prime location directly across from the community pool and clubhouse, just steps from the neighborhood’s main entrance, with the added privacy of no rear neighbors.

Whispering Pines features two gated entrances and wonderful community amenities, including walking trails, a dog park, playground, swimming pool, and clubhouse. The clubhouse features comfortable seating areas, TVs, and grills, all overlooking the community’s beautiful central pond and pool.

Inside, the bright, open-concept main living area connects the kitchen, dining area, and family room, creating an inviting layout for everyday living and entertaining. The kitchen features dark cabinetry, quartz countertops, stainless steel appliances, a pantry, and a large center island with seating.

Sliding glass doors bring in abundant natural light and open to the covered lanai and fully fenced backyard, with gates on both sides of the house and no rear neighbors.

Upstairs, a spacious loft provides valuable additional living space and can easily serve as a second family room, playroom, or home office.

The primary suite features a large walk-in closet and private bathroom with dual sinks, a walk-in shower, and a large linen closet.

Additional features include a 2-car garage, neutral finishes throughout, tile flooring downstairs, and beautifully maintained carpet upstairs.

Conveniently located with easy access to shopping, dining, Tampa International Airport, and everything the Tampa Bay area has to offer.

Come see everything this beautiful home and community have to offer!

Property details

Year built2023
Lot size0.11 ac
HOA fee$137/mo
Parking2-car
Days on market10
MLS#TB8544179
SidewalkCeiling fansEat-in kitchenOpen floorplanPrimary bedroom upstairsSolid wood cabinets
All features →
  • Sidewalk
  • Ceiling fans
  • Eat-in kitchen
  • Open floorplan
  • Primary bedroom upstairs
  • Solid wood cabinets
  • Stone counters
  • Walk-in closets
  • Window treatments
  • Dishwasher
  • Disposal
  • Electric water heater
  • Microwave
  • Range
  • Refrigerator
  • Carpet flooring
  • Ceramic tile flooring
  • Central air conditioning
  • Central heating
  • Electric heating
  • Shingle roof
  • Slab foundation
  • Block construction
  • Stucco construction
  • Two stories
  • Laundry room
  • Public utilities
  • Garage
  • Quartz countertops
  • Stainless steel appliances

The market for homes like this

Single-family homes with 5 or more bedrooms in Land O' Lakes
i
Median sold price$593,00049 sales · last 12 months
Median price per sq ft$18649 sales · last 12 months
Median rent$2,380/mo82 leases · last 12 months
Median days to lease3482 leases · last 12 months

Land O' Lakes, as its listings describe it

What agents stated on listings, 2006 – 2026i
Community pool46%of 491 listings
HOA fee, median$83/moof 475 listings
Has an association83%of 725 listings
Pets allowed90%of 878 listings
Minimum lease, most commonNo Minimum45% of 564 listings · next: 1–2 Years
Lease restrictions49%of 567 listings
Association approval required30%of 510 listings
Private pool23%of 936 listings
Gated44%of 491 listings
Public water · sewer87% · 86%of 623 · 648 listings
Flood zone (A or V)6%of 663 listings
55+ communityNo100% of 727 listings · next: Yes
Homestead share Whispering Pines77%of 328 homes · county tax roll
Also stated: waterfront 17% of 728 listings; CDD 9% of 594.

Price and time on market

This listing against homes like iti
Price per sq ft
Listed at $199 per sq ft, 7% above the $186 median for 5+ bedroom single-family homes in Land O' Lakes sold in the last 12 months, as smaller single-family homes usually are. Adjusted for size, it's 1% below the typical price
49 sales · last 12 months
Time on market
On the market 10 days; 5+ bedroom single-family homes in Land O' Lakes took a median of 62 days to sell in the last 12 months
49 sales · last 12 months
Price history
Listed at $519,900 since Sept. 3, 2026 with no price change

Cost of ownership

What this home costs to hold, from public recordsi
Current owner's taxes
i
$8,393 for 2025 on the listing; about $6,580 on the 2026 roll
The listing and the county roll disagree materially; both are shown
Estimated taxes at this price
i
About $6,600/yr homesteaded, $7,300/yr as an investor
Estimated: the asking price through the county's price-to-value factor, at the parcel's published millage; assessments reset at sale
Typical electric bill
i
$170/mo (2024)
Typical: the utility's average residential bill for 2024 (not this home's)
Typical water and sewer
i
$85/mo at 5,000 gallons
Typical: the provider's published schedule at 5,000 gallons a month on a standard residential meter
THE NEIGHBORHOOD

Living in Land O' Lakes

unincorporated Pasco County · Pasco County · ZIP 34638 · Land O' Lakes (census-designated place) · Flood zone X
Explore Land O' Lakes →
HomesNot yet available
Median sold price$395,000496 sales · last 12 months
Vs. the prior year-1.7%496 sales this year · 565 sales the prior year
Median rent$2,200/mo121 leases · last 12 months
Homes that changed handsNot yet available
Homestead shareNot yet available
Single-family homes in Land O' Lakes, by bedroomsFigures appear once a group has 40 sales
GROUPSALESMEDIAN SOLDMEDIAN RENT
All single-family homes · 12 months404$425,000$2,380/mo82 leases
2 bed14Not enough sales yet to report on their own
3 bed183$362,000$2,200/mo46 leases
4 bed158$492,500—
5+ bed · this home49$593,000—
All single-family homes · 24 months842$435,500$2,400/mo183 leases
Median price

Land O' Lakes homes sold for a median of $395,000 in the 12 months to Oct. 11, 2026.

496 sales
Price trend

That's 1.7% below the median for the 12 months before, $402,000.

496 sales this year · 565 sales the prior year
What's selling

Single-family detached homes made up 404 of the 496 sales in the same 12 months, at a median of $425,000.

404 of 496 sales
Not yet available here: owner-occupancy, and rent and time-to-lease for townhomes.

Location

20865 DRAKE ELM DR, LAND O LAKES, FL 34638

Nearby homes for sale in Land O Lakes

Based on information from Stellar MLS® for the period April 7, 2006 through October 11, 2026.

Listings courtesy of Stellar MLS as distributed by MLS GRID

HomeProp is a licensed Florida real estate brokerage (License CQ1055163). Regulated by the Florida Real Estate Commission (FREC), 400 W Robinson St, Orlando, FL 32801. All information deemed reliable but not guaranteed.

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