Ruskin › Spencer Crk

1565 Colding Dr

Ruskin, FL 33570
$385,000
4 bed2.5 bath2,439 sqftSingle-family home · built 2021

Listed at $158 per sq ft. Median for single-family homes with 4 bedrooms in Ruskin sold in the last 12 months: $179 per sq ft.

229 sales · Stellar MLS, credited below

What stands out about this home

Compared with single-family homes like it, within product classi
Size
Larger than 77% of single-family homes sold in Ruskin
1,146 single-family home sales · Jan 2024 - Oct 2026
Price
Listed 16% below the typical price for a single-family home its size in Ruskin
1,146 single-family home sales · Jan 2024 - Oct 2026
Standout feature
A garage for 3 or more cars: 17% of single-family homes listed in Ruskin have one
646 single-family home listings · Jul 2016 - Oct 2026
Age
Newer than 42% of single-family homes in Spencer Crk
57 homes · Oct 2022 - Oct 2026
Compared against 40 similar homes sold within 0.44 mi.

About this property

Tucked inside Ruskin's sought-after Spencer Creek community, 1565 Colding Drive offers the kind of flexible, comfortable living that growing families and remote workers have been searching for in the Tampa Bay area. This spacious 4 bedroom plus office home backs to a peaceful pond view, giving the backyard a serene, open feel that makes outdoor living that much more enjoyable. Inside, the thoughtfully designed floor plan connects the main living and dining areas to the kitchen in a natural, easy flow perfect for everyday life and entertaining. The primary suite offers a private retreat with an en-suite bathroom and generous closet space, while three additional bedrooms and a dedicated office provide flexibility for whatever your lifestyle demands. Spencer Creek residents enjoy access to a clubhouse, pool, dog park, playground, and basketball court, making this a community that truly has something for everyone. Situated in the rapidly growing South Shore corridor with convenient access to US-41, US-301, and I-75, you are minutes from Apollo Beach, E.G. Simmons Regional Park, waterfront dining, shopping, and everyday conveniences, with an easy commute to Downtown Tampa, Brandon, and Riverview. Space, community, and location all in one. Schedule your showing today!

Property details

Year built2021
Lot size0.17 ac
HOA fee$1,300/yr
Parking3-car
Days on market20
MLS#TB8540878
SidewalkCeiling fansDishwasherMicrowaveRefrigeratorLaminate flooring
All features →
  • Sidewalk
  • Ceiling fans
  • Dishwasher
  • Microwave
  • Refrigerator
  • Laminate flooring
  • Central air conditioning
  • Central heating
  • Shingle roof
  • Slab foundation
  • Brick construction
  • Single story
  • Inside laundry
  • Sewer connected
  • Water connected
  • Garage

The market for homes like this

Single-family homes with 4 bedrooms in Ruskin
i
Median sold price$350,000229 sales · last 12 months
Median price per sq ft$179229 sales · last 12 months
Median rent$2,300/mo45 leases · last 12 months
Median days to lease3545 leases · last 12 months

Ruskin, as its listings describe it

What agents stated on listings, 2007 – 2026i
Community pool78%of 599 listings
HOA fee, median$66/moof 627 listings
Has an association85%of 883 listings
Pets allowed Spencer Crk98%of 43 listings
Minimum lease, most commonNo Minimum33% of 675 listings · next: 1–2 Years
Lease restrictions63%of 678 listings
Association approval required47%of 622 listings
Private pool Spencer Crk0%of 43 listings
Gated21%of 599 listings
Public water · sewer97% · 95%of 797 · 820 listings
Flood zone (A or V)37%of 795 listings
55+ communityNo99% of 885 listings · next: Yes
Homestead share Spencer Crk56%of 358 homes · county tax roll
Also stated: waterfront 17% of 886 listings; CDD 48% of 738.

Price and time on market

This listing against homes like iti
Price per sq ft
Listed at $158 per sq ft, 12% below the $179 median for 4-bedroom single-family homes in Ruskin sold in the last 12 months
229 sales · last 12 months
Time on market
On the market 20 days; 4-bedroom single-family homes in Ruskin took a median of 49 days to sell in the last 12 months
229 sales · last 12 months
Price history
Listed at $385,000 since Aug. 26, 2026 with no price change

Cost of ownership

What this home costs to hold, from public recordsi
Current owner's taxes
i
$9,904 for 2025 on the listing; about $5,069 on the 2026 roll
The listing and the county roll disagree materially; both are shown
Estimated taxes at this price
i
About $4,700/yr homesteaded, $5,500/yr as an investor
Estimated: the asking price through the county's price-to-value factor, at the parcel's published millage; assessments reset at sale
Typical electric bill
i
$166/mo (2024)
Typical: the utility's average residential bill for 2024 (not this home's)
Typical water and sewer
i
$98/mo at 5,000 gallons
Typical: the provider's published schedule at 5,000 gallons a month on a standard residential meter
THE NEIGHBORHOOD

Living in Ruskin

unincorporated Hillsborough County · Hillsborough County · ZIP 33570 · Ruskin (census-designated place) · Flood zone X
Explore Ruskin →
Homes11,721residential parcels
Median sold price$320,000550 sales · last 12 months
Vs. the prior year-2.4%550 sales this year · 537 sales the prior year
Median rent$2,100/mo151 leases · last 12 months
Homes that changed hands5%550 sales of 11,721 homes
Homestead share65%of 11,721 homes · county tax roll
Single-family homes in Ruskin, by bedroomsFigures appear once a group has 40 sales
GROUPSALESMEDIAN SOLDMEDIAN RENT
All single-family homes · 12 months451$335,000$2,225/mo102 leases
2 bed12Not enough sales yet to report on their own
3 bed163$309,990—
4 bed · this home229$350,000$2,300/mo45 leases
5+ bed47$380,000—
All single-family homes · 24 months851$340,000$2,250/mo209 leases
Median price

Ruskin homes sold for a median of $320,000 in the 12 months to Oct. 11, 2026.

550 sales
Price trend

That's 2.4% below the median for the 12 months before, $328,000.

550 sales this year · 537 sales the prior year
What's selling

Single-family detached homes made up 451 of the 550 sales in the same 12 months, at a median of $335,000.

451 of 550 sales
Not yet available here: rent and time-to-lease for townhomes.

Location

1565 COLDING DR, RUSKIN, FL 33570

Nearby homes for sale in Ruskin

Based on information from Stellar MLS® for the period January 26, 2007 through October 11, 2026.

Listings courtesy of Stellar MLS as distributed by MLS GRID

HomeProp is a licensed Florida real estate brokerage (License CQ1055163). Regulated by the Florida Real Estate Commission (FREC), 400 W Robinson St, Orlando, FL 32801. All information deemed reliable but not guaranteed.

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