ZIP 33540 › Bristol Mdws

38626 Finn Clover Ln

Zephyrhills, FL 33540
$307,500
3 bed2 bath1,506 sqftSingle-family home · built 2021

Listed at $204 per sq ft. Median for single-family homes with 3 bedrooms in ZIP 33540 sold in the last 12 months: $188 per sq ft.

77 sales · Stellar MLS, credited below

What stands out about this home

Compared with single-family homes like it, within product classi
Size
Larger than 13% of single-family homes sold in ZIP 33540
615 single-family home sales · Jan 2024 - Oct 2026
Price
Listed 15% above the typical price for a single-family home its size in ZIP 33540
615 single-family home sales · Jan 2024 - Oct 2026
Standout feature
No standout feature to report
Age
Newer than 28% of single-family homes in ZIP 33540
904 homes · Feb 2006 - Oct 2026
Compared against 40 similar homes sold within 1.73 mi.

About this property

Step inside this beautifully maintained 3-bedroom, 2-bathroom home with a 2-car garage, offering the perfect combination of modern comfort, thoughtful upgrades, and effortless everyday living. The inviting open-concept floor plan is designed for both comfortable living and entertaining, with a spacious kitchen island overlooking the family room so everyone can stay connected. The split-bedroom layout offers added privacy, with two secondary bedrooms toward the front of the home and a generously sized owner’s suite tucked away toward the back.

Built with energy efficiency in mind, the home features highly rated foam insulation and double-pane windows. Additional upgrades include a whole-home water softener system and a fully fenced backyard, creating a private outdoor space perfect for relaxing or entertaining!

Located in a growing and developing area of Zephyrhills, this home offers convenient access to an expanding selection of shopping, dining, and entertainment. Enjoy close proximity to The Shops at Wiregrass and Tampa Premium Outlets, with even more amenities and development continuing to take shape throughout the surrounding area. Well maintained with new construction feel, thoughtfully upgraded, and ready for its next owner. This is a home you won’t want to miss!

Property details

Year built2021
Lot size0.14 ac
HOA fee$91/mo
Parking2-car
Days on market34
MLS#S5155699
Ceiling fansLiving/dining comboOpen floorplanDishwasherMicrowaveRefrigerator
All features →
  • Ceiling fans
  • Living/dining combo
  • Open floorplan
  • Dishwasher
  • Microwave
  • Refrigerator
  • Water softener
  • Ceramic tile flooring
  • Tile flooring
  • Central air conditioning
  • Electric heating
  • Shingle roof
  • Block foundation
  • Slab foundation
  • Block construction
  • Stucco construction
  • Single story
  • Laundry room
  • Electricity available
  • Water available
  • Garage

The market for homes like this

Single-family homes with 3 bedrooms in ZIP 33540
i
Median sold price$349,53077 sales · last 12 months
Median price per sq ft$18877 sales · last 12 months
Median rent$2,250/mo70 leases · last 24 months
Median days to lease4270 leases · last 24 months

ZIP 33540, as its listings describe it

What agents stated on listings, 2006 – 2026i
Community pool49%of 171 listings
HOA fee, median$48/moof 198 listings
Has an association70%of 322 listings
Pets allowed93%of 334 listings
Minimum lease, most commonNo Minimum40% of 266 listings · next: 6 Months
Lease restrictions57%of 265 listings
Association approval required44%of 217 listings
Private pool5%of 401 listings
Gated9%of 171 listings
Public water · sewer80% · 74%of 290 · 309 listings
Flood zone (A or V)7%of 306 listings
55+ communityNo95% of 327 listings · next: Yes
Homestead share Bristol Mdws73%of 157 homes · county tax roll
Also stated: waterfront 2% of 331 listings; CDD 47% of 290.

Price and time on market

This listing against homes like iti
Price per sq ft
Listed at $204 per sq ft, 8% above the $188 median for 3-bedroom single-family homes in ZIP 33540 sold in the last 12 months
77 sales · last 12 months
Time on market
On the market 34 days; 3-bedroom single-family homes in ZIP 33540 took a median of 51 days to sell in the last 12 months
77 sales · last 12 months
Price history
Listed at $312,500 originally; now $307,500, 1.6% lower after at least one price reduction. The most recent: down $5,000 on Sept. 19, 2026
at least one price reduction visible

Cost of ownership

What this home costs to hold, from public recordsi
Current owner's taxes
i
$4,054 (2025)
As stated on the listing for 2025
Estimated taxes at this price
i
About $3,600/yr homesteaded, $4,300/yr as an investor
Estimated: the asking price through the county's price-to-value factor, at the parcel's published millage; assessments reset at sale
Typical electric bill
i
$151/mo (2024)
Typical: the utility's average residential bill for 2024 (not this home's)
Typical water and sewer
i
$85/mo at 5,000 gallons
Typical: the provider's published schedule at 5,000 gallons a month on a standard residential meter
THE NEIGHBORHOOD

Living in ZIP 33540

unincorporated Pasco County · Pasco County · ZIP 33540 · Flood zone X
Explore ZIP 33540 →
Homes5,404residential parcels
Median sold price$360,213319 sales · last 12 months
Vs. the prior year-1.3%319 sales this year · 283 sales the prior year
Median rentNot enough sales yet to report on their own
Homes that changed hands6%319 sales of 5,404 homes
Homestead share60%of 5,404 homes · county tax roll
Single-family homes in ZIP 33540, by bedroomsFigures appear once a group has 40 sales
GROUPSALESMEDIAN SOLDMEDIAN RENT
All single-family homes · 12 months264$377,995—
2 bed8Not enough sales yet to report on their own
3 bed · this home77$349,530—
4 bed115$375,537—
5+ bed64$455,865—
All single-family homes · 24 months505$375,675$2,250/mo70 leases
Median price

ZIP 33540 homes sold for a median of $360,213 in the 12 months to Oct. 11, 2026.

319 sales
Price trend

That's 1.3% below the median for the 12 months before, $365,000.

319 sales this year · 283 sales the prior year
What's selling

Single-family detached homes made up 264 of the 319 sales in the same 12 months, at a median of $377,995.

264 of 319 sales
Not yet available here: rent and time-to-lease for single-family homes and manufactured mobile.

Location

38626 FINN CLOVER LN, ZEPHYRHILLS, FL 33540

Nearby homes for sale in Zephyrhills

Based on information from Stellar MLS® for the period February 4, 2006 through October 11, 2026.

Listings courtesy of Stellar MLS as distributed by MLS GRID

HomeProp is a licensed Florida real estate brokerage (License CQ1055163). Regulated by the Florida Real Estate Commission (FREC), 400 W Robinson St, Orlando, FL 32801. All information deemed reliable but not guaranteed.

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